About

Dealer Direct is a department of First Community Bank, located in Batesville, Arkansas.  We started the dealer program in 2005 as a result of local manufacturers needing help with floor plan and retail financing.  The program has grown exponentially since then, with thousands of dealers nationwide.  


Our philosophy has always been to provide the customer experience of a local community bank coupled with the speed and professionalism of a national finance company.  


When you choose Dealer Direct, you can expect:


  • Quick response time (a goal of 15 minutes)
  • Competitive rates
  • Flexible down payment options*
  • Loans from $1,500 to $30,000
  • New and Used equipment
  • Low Processing Fee
  • Loan Document Ease
  • No Pre-Payment Penalty to Customer
  • Simple Interest
  • Speedy Dealer Payment 
  • No Dealer Recourse


* Marginal credit may require additional down payment. All loans subject to credit approval. Entities not eligible, individuals only.


Dealer Portal